Live Like You're Rich When You're Not Part 3

If you haven't read Part 1 and Part 2, ←click the links. Previously, we spoke about the main reasons why a person might be financially challenge and how to fix it. Now, we are going to discuss how to continuously make the most of your money.


When shopping online or in stores, be sure to look for coupon codes, special offers, discounts. Etc. Shop around if you have to, find the best value. Why would you purchase something for $230, when you can get it for $70. Be smarter about your shopping, check out thrift stores, free trading websites, and so on. If you have excess money, spend it on your priorities, not on unnecessary overpriced items.

Restaurant Food

I like to eat out occasionally, but if you can't afford to, don't. You can waste a lot of money dining out. The smartest way to combat buying  food is to keep your pantry stocked. Not only stocked, but cook/prepare the things that you have. Stop buying lunch and coffee everyday. Walk with your own lunch, make your coffee at home. Instead of buying a sandwich, make one. Another tip is to have a lot of snack options. You can carry them on the go, to also avoid buying snacks between meals.

  • Find the best bank with the best interest rate. It's always good to do some research and be sure that you're putting your money where it will be safe and most profitable.
  • Another great idea, if possible, is to put your money in a compound interest CD(Certificate of Deposit). Doing so, you'll be able to earn the most interest, rather than less.
  • Save regularly. Don't slack off on your savings. This is the money you'll be able to achieve your goals with. No money, no accomplishments.
Credit Cards
  • If you do use credit cards, be sure to pay off the balance at the end of the month to avoid paying future interest.
  • Never pay the minimum amount. Always pay much more, if you can't completely pay off your balance.
  • Find cards with rewards, cash back offers, low interest...etc.
  • If you don't know how to use a credit card wisely, cut it up. There's no point owning a card, if it's just going to put you head over heels in debt.

Once you have a decent amount of money, you can begin to make investments. You can buy a home, renovate it, sell it at a profit, or rent it. You can also wisely invest small amounts of money in the stock market. But be very careful with this, because if you don't know what you're doing, you can lose your money.  The stock market is not just for rich people, and no it's not gambling either. Do your research and find out how, and which companies are the best to invest in. You can practice how to invest by clicking here. Here's another link with steps on how to invest small amounts of money wisely.

“When you have eaten and are satisfied, praise the Lord your God for the good land he has given you. Be careful that you do not forget the Lord your God, failing to observe his commands, his laws and his decrees that I am giving you this day. Otherwise, when you eat and are satisfied, when you build fine houses and settle down, and when your herds and flocks grow large and your silver and gold increase and all you have is multiplied, then your heart will become proud and you will forget the Lord your God, who brought you out of Egypt, out of the land of slavery.(Deuteronomy 8:10-14)” 

Never forget about God, because every good thing comes from him. The love of money is the root of all evil. However, God wants you to be prosperous, not for your own selfish reasons, but to enhance his kingdom by winning souls, helping the needy, spreading the word...etc. You can't do that effectively without money. True financial independence takes time. In the meanwhile, you can live like you're rich, when you're not, by being smarter with the money that you do have. Simple right? I hope this helps.

Did you find this series helpful? Of the three parts, which was the most beneficial to you? Let's have a heart to heart in the comments below.

Peace and Love,



  1. I read all three parts and I want to thank you so much for them. This has turn around my thinking about money completely. All parts were equally beneficial, but definitely part 2 & 3, the best. Thanks for sharing this. This blog is one of my favorites.

    1. Hey Jess,
      I am glad that you were able to benefit from this series. Thanks for being a loyal reader.


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